Manage the lifecycle of Personal Loan and Auto Loan products including product design pricing campaigns enhancements and profitability
Develop and execute strategies to achieve portfolio growth revenue market share and customer acquisition targets
Monitor product performance portfolio quality customer trends and competitive market developments recommending enhancements where required
Lead pricing reviews and business cases for rate changes promotional campaigns and product propositions
Manage Auto Loan dealer relationships and distribution partnerships to drive sales and improve customer reach
Collaborate with Digital Risk Operations Technology Finance Compliance and Sales teams to deliver product initiatives and improve customer journeys
Drive digitization initiatives across loan origination and servicing processes to improve turnaround times and customer experience
Track and report product KPIs including volumes balances yield revenue portfolio quality conversion rates and customer satisfaction metrics
Ensure products remain compliant with regulatory requirements and internal policies
Identify new opportunities for product innovation cross-selling and process optimization
Minimum Qualification Master s degree in business management Marketing & Finance Minimum Experience 10+ years of relevant experience in the banking sector
Other Essential Requirements Strong focus on turning insight into compelling reasons to believe to drive the customer-focused agenda
Advanced reasoning and problem-solving skills
Strong technical knowledge of Personal Banking products and business model
Excellent communication skills with a high degree of personal integrity who can deliver the desired results under pressure
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