Credit Analyst - Personal Finance (Emirati Talent)

Key Responsibilities:

• Analyzing and processing cases based on overall consideration of customer's profile and in compliance with bank policy and procedures
• Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).
• To ensure proper use of assigned delegation authority laid down by the bank
• To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis
• To ensure the updating of data reported in the daily productivity sheet (MIS)
• To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc...)
• To ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions
• To ensure all deals send for Contact Point Verification (CPV) as per CPV policy
• Adherence to Standard Operating Procedures (SOP) wherever applicable
• Conduct training to new comers and monitor the training performance whenever required.
• All the above accountabilities includes but not limited to any additional/new tasks or responsibilities assigned by the line Manager.

Work Experience:

• 2-3 years’ experience in financial service industry.

Education:

• Preferably Graduate in Accounting/ Financial Service/ Statistics/ Computer Science/ Business Administration

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