Direct sales agent - banking

Duties and Responsibilities: Prospect and generate leads for banking products through various channels, including cold calling, networking, and referrals. Conduct thorough needs assessments to understand the financial goals and requirements of potential customers. Present and promote banking products such as loans, savings accounts, credit cards, and investment options to customers. Educate customers about the features, benefits, and terms of banking products, addressing any questions or concerns they may have. Customize banking product solutions to match the individual needs and preferences of customers. Build and maintain strong relationships with customers to foster trust and loyalty, providing exceptional customer service throughout the sales process. Negotiate terms and conditions with customers to reach mutually beneficial agreements for banking product transactions. Collaborate with internal stakeholders, including underwriters, loan officers, and branch managers, to facilitate the processing and approval of banking product applications. Meet or exceed sales targets and quotas set by the bank, consistently striving to achieve sales goals. Stay informed about industry trends, competitive offerings, and regulatory changes affecting banking products, continuously updating knowledge and skills. Maintain accurate records of customer interactions, sales activities, and transactions in CRM systems or sales databases. Adhere to compliance standards, ethical guidelines, and banking regulations while selling banking products, ensuring full transparency and integrity in all transactions. Participate in training programs and professional development opportunities to enhance sales skills, product knowledge, and overall performance. Provide feedback to management on market trends, customer preferences, and potential areas for improvement in banking product offerings or sales strategies. Represent the bank professionally at industry events, trade shows, and community outreach initiatives to promote brand awareness and expand customer base. Qualifications: 2- 4 years of experience in Banking Products. Bachelor's degree in business administration, Finance, Economics, or related field preferred Proven track record of sales success, ideally in the banking or financial services industry. Strong communication and interpersonal skills. Ability to build and maintain relationships with customers. Excellent negotiation and persuasion abilities. Knowledge of banking products and services. Familiarity with sales techniques and strategies. Goal-oriented with a focus on achieving targets. Ability to work independently and as part of a team. Arabic & English-speaking Mandatory. #J-18808-Ljbffr