About Navi At Navi, our mission is to simplify finance for a billion people, through technology-first products built at scale. Founded in 2018 by Sachin Bansal and Ankit Agarwal, Navi has grown rapidly across Loans, UPI, Insurance, Mutual Funds and Digital Gold – building products designed around speed, simplicity and customer experience. Today, millions of customers use Navi for experiences like instant personal loans, fully digital home loan sanctions within minutes, low-cost mutual funds, instant credit lines in minutes and one of India’s fastest-growing UPI platforms. What makes Navi different is the way we build. We move fast, solve real customer problems and give people the ownership to create meaningful impact early in their journey. Why Explore a Career at Navi? Where Ownership Creates Real Impact At Navi, ownership starts early. People here are trusted to solve problems, make decisions and drive outcomes that directly shape the products and experiences used by millions of customers every day. Where Careers Accelerate Growth at Navi is driven by impact, not tenure. We strongly believe in promoting from within and creating opportunities for people to take on larger responsibilities as they grow. If you consistently raise the bar, you’ll find the space to grow quickly here. Where Great Talent Builds Together We take pride in building high talent-density teams where ambitious people learn from one another every day. Working on high-scale business and technology problems creates steep learning curves, fast execution cycles and opportunities to make visible impact throughout your journey. About the Team Navi’s Engineering team builds the backbone of our financial products-spanning lending, upi & payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale. Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking, along with providing quality feedback ensuring every Navi product is built to serve millions efficiently and seamlessly. About the Role As an Engineering Manager at Navi, you'll lead a team of engineers to design, build, and maintain scalable systems to serve customer and business needs. You'll ensure high-quality delivery, drive operational excellence, and collaborate with cross-functional teams to actively co-own technical and business roadmaps and drive business outcomes. You'll also mentor and grow engineers and help shape the technical direction of the team. What You’ll Own Lead and mentor a team of ~10 engineers, fostering a collaborative, growth-oriented, and high-performance environment, which includes developing role-specific growth plans and effectively calibrating and differentiating performance across all team members. Set clear goals and expectations for individuals and the team, continuously track performance and coach for improvement. Collaborate with business, product, and HR stakeholders to align engineering initiatives with company goals, including the ability to push back with logic on priorities and handle conflicts constructively. Provide strong technical direction and hands-on support to ensure delivery of scalable and robust solutions. Champion production excellence with a strong focus on observability, monitoring, and debuggability of systems. Drive execution of technical deliverables with a focus on quality, timely delivery, and long-term impact, while ensuring execution predictability. Support hiring efforts through workforce planning, interviewing, and evaluation with a strong focus on building a diverse and skilled team. Set the vision for your team and reinforce a business impact-oriented culture, driving a focus on long-term initiatives. What Makes You a Great Fit Strong technical expertise in designing and delivering scalable, reliable, and observable backend systems, including the ability to deeply understand systems to challenge design choices and identify failure points, dependencies, and scalability issues. Experience driving end-to-end project delivery including planning, estimation, risk mitigation, and execution tracking. Solid understanding of SDLC best practices (code reviews, testing, CI/CD, on-call processes) and driving operational excellence through metrics . Soft Skills & Traits Demonstrated ownership and accountability for team outcomes and delivery. A strong mindset for Product Thinking and Business Ownership , thinking beyond execution to understand customer and business problems, and linking technical decisions to measurable business outcomes. Strong people management skills and stakeholder communication . Ability to navigate ambiguity, prioritize competing demands based on business impact, and make trade-offs pragmatically between business value and technical needs. A continuous improvement and highly solution-oriented mindset , prioritizing achieving business outcomes and constantly looking to elevate team efficiency and engineering quality. The Navi OS The Navi OS is our Operating System for how we work every day. Success at Navi is defined by living these core values. Start with the Customer Master the Details Act with Urgency Own the Outcome Build for a Decade - Not a Day Win as One We hire talented individuals who already show these strengths, because those who share these values thrive at Navi and grow with the organisation. To read more about the Navi OS, visit navi.com/our-values Life at Navi Life at Navi is fast-paced, ambitious and deeply collaborative. Beyond work, teams come together through sports, celebrations, offsites, music jams, team outings and many more shared experiences that make the journey exciting and memorable. We believe people do their best work when they feel supported, through flexible leave policies, strong health and wellness benefits, free financial, legal and medical consultations, ESOPs and a workplace designed for both productivity and well-being. Whether it’s the sports turf, gym, focus zone or nap rooms, the campus is built to make everyday work more enjoyable. If you’d like to know more about life at Navi, our culture and employee benefits, head to our careers page: navi.com/careers/life-at-navi If solving meaningful problems, building at scale and growing alongside ambitious teams excites you, Navi could be the place for you.