Assess and underwrite group medical insurance risks based on client and employee demographics.
Review medical insurance applications, quotations, renewals, and policy terms.
Analyze claims experience, loss ratios, and medical risk factors to determine appropriate pricing.
Prepare and negotiate quotations in line with underwriting guidelines and business requirements.
Collaborate with brokers, sales teams, claims, and other internal stakeholders.
Monitor portfolio performance and recommend appropriate underwriting actions.
Ensure compliance with company policies, underwriting standards, and applicable UAE insurance regulations.
Maintain accurate underwriting records and documentation.

Requirements

Bachelor’s degree in Insurance, Finance, Business Administration, Actuarial Science, or a related field.
Proven experience in Group Medical Underwriting, preferably within the UAE insurance market.
Strong understanding of medical insurance products, risk assessment, pricing, and underwriting principles.
Knowledge of UAE insurance regulations and market practices is preferred.
Strong analytical, negotiation, and decision‑making skills.
Excellent communication and stakeholder‑management abilities.
Proficiency in MS Office and relevant insurance systems.

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Group Medical Underwriter

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