Insurance Officer - Casualty & Financial Lines

Key Responsibilities

• Underwrite new and renewal Casualty & Financial Lines risks within delegated authority limits
• Manage casualty policy renewals and liability quotations, including TPL/EL
• Analyze financial statements, risk profiles, contractual terms, and market conditions
• Prepare underwriting proposals, quotations, terms, conditions, and recommendations
• Coordinate with reinsurers on renewals, new business, premium negotiations, and reinsurance support
• Arrange FAC inward policies and support fronting policies
• Review policy wordings, endorsements, and special terms
• Monitor portfolio performance, loss ratios, and exposure accumulations
• Support brokers, clients, and internal stakeholders
• Manage policy documentation, issuance, NOC issuance, and customer onboarding
• Ensure compliance with internal guidelines, reinsurance requirements, and local insurance regulations
• Mentor intermediate underwriters and participate in audits, peer reviews, and underwriting committees
• Contribute to process improvements, product development, and underwriting best practices

Requirements

• Bachelor’s degree in Finance, Accounting, Risk Management, Insurance, or a related field
• 5+ years of experience in Casualty and Financial Lines
• Proven experience within FGA / Fire & General Accident or similar specialty lines
• Strong experience in TPL/EL, casualty renewals, liability quotations, and underwriting
• Experience with reinsurance, FAC inward, and fronting policies
• Familiarity with UAE insurance regulations and market practices
• Experience with underwriting systems and reporting tools
• ACII, CPCU, or equivalent professional qualification is preferred
• Strong analytical, negotiation, communication, and stakeholder management skills
• Fluency in English, both written and spoken is required

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