Sales Executive – Personal Loans

We are looking for a target-driven Sales Executive – Personal Loans to acquire new customers, promote personal loan products, and achieve assigned sales targets while ensuring a high standard of customer service and compliance.

Key Responsibilities

• Promote and sell personal loan products to eligible customers.
• Generate leads through field sales, referrals, networking, databases, and direct customer engagement.
• Understand customer requirements and recommend suitable loan solutions.
• Explain eligibility criteria, interest rates, fees, repayment terms, and documentation requirements.
• Collect and verify customer documents before application submission.
• Ensure applications comply with KYC, AML, credit, and internal banking policies .
• Follow up on applications until approval and disbursement.
• Achieve assigned monthly sales targets and productivity KPIs .
• Maintain an active sales pipeline and update customer/application status regularly.
• Build strong customer relationships and handle after-sales queries professionally.
• Cross-sell other retail banking products where relevant.
• Maintain ethical selling and customer service standards.

Requirements

• Minimum 1 year of banking / financial services sales experience preferred.
• Previous experience in personal loan sales, credit card sales, or retail banking products is an advantage.
• Strong sales, negotiation, and customer acquisition skills.
• Good communication and interpersonal skills.
• Comfortable with field sales, direct sales, and target-driven environments .
• Basic understanding of KYC, credit documentation, and banking compliance.
• UAE retail banking sales experience is preferred.

LinkedIn Skills

Personal Loans, Loan Sales, Retail Banking, Banking Sales, Consumer Banking, Direct Sales, Field Sales, Financial Services, Customer Acquisition, Lead Generation, Relationship Management, Cross-Selling, Upselling, Sales Targets, Personal Finance, Credit Products, KYC, AML, Banking Compliance, Credit Documentation, Customer Service, Sales Pipeline, Business Development, Client Acquisition, CRM, Negotiation.

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