Senior Commercial Lines P&C Underwriter

Our client, a growing regional Property & Casualty insurance carrier, is seeking an experienced Senior Commercial Property & Casualty Underwriter to join their New York team. This position is ideal for a market-driven underwriting professional who combines strong business judgment with creativity, critical thinking, and a commitment to building lasting agency relationships.

Responsibilities

• Review, underwrite, quote, and bind new and renewal Commercial Property & Casualty business
• Evaluate exposures, coverage needs, pricing, and overall risk acceptability in accordance with company guidelines
• Respond to agent questions regarding coverage, eligibility, pricing, and underwriting appetite
• Educate agency partners on available products and underwriting requirements
• Provide timely service through phone, email, and other agency communications
• Develop and maintain strong relationships with existing and prospective agency partners
• Conduct regular agency visits to strengthen relationships, discuss business opportunities, and support profitable growth
• Apply creative and practical thinking when evaluating unique or complex commercial risks
• Maintain accountability for the quality, profitability, and retention of assigned business

Qualifications

• Minimum of 5 years of Commercial Property & Casualty underwriting experience with an insurance carrier; or insurance agency
• Strong understanding of commercial insurance coverage, risk evaluation, and underwriting principles
• Excellent communication, customer service, and relationship-building skills
• Demonstrated ability to think creatively and make sound business decisions

Salary & Benefits:

• $90,000 – $130,000 base salary (depending on experience) plus lucrative bonus up to 25%
• Comprehensive medical, dental, and vision coverage
• Retirement savings options including 401(k) with employer contributions
• Generous paid time off and additional employee-focused benefits