Review transaction structures including sources & uses, security package, covenant package, repayment profile and risk allocation.
Review and comment on commercial financing documentation including mandate letters, term sheets, information memoranda, fee letters, LMA-based finance documents and intercreditor arrangements.
Perform borrower analysis and financial spreading using approved internal systems (Credit Lens) and coordinate with Credit Risk for internal rating validation.
Assess transaction profitability using RAROC, ROE, economic capital, pricing and portfolio return metrics on specific deal and on portfolio levels.
Conduct necessary annual reviews for deals/transactions portfolio as deemed necessary and required per Bank’s policy.
Coordinate internal approvals across Credit, Legal, Compliance, Operations, Treasury, ESG, Finance and senior management.
Support due diligence activities including technical, legal, insurance, environmental & social and market due diligence.
Monitor execution milestones from origination through financial close, documentation, conditions precedent, signing, disbursement and post-closing follow-ups.
Monitor portfolio performance including covenant compliance, waivers, amendments, annual reviews, watchlist reporting and early warning indicators.
Support primary and secondary loan market activities including distribution strategy, pricing analysis and investor targeting.
Maintain transaction database, documentation warehousing and management records.
Conduct sector, sovereign, macroeconomic and ESG research using reliable sources with proper citation.
Ensure compliance with internal policies, regulatory requirements and AML/KYC standards
Job Requirements:
Bachelor's degree in Finance, Accounting, Economics, Business Administration or related discipline (Professional qualification -CFA, CPA or equivalent is a plus).
Minimum 5 years' experience in syndicated finance, structured finance, project finance or corporate banking.
Demonstrated experience in origination, execution, underwriting and/or participation of syndicated loans.
Understanding of both primary and secondary syndicated loan markets.
Strong knowledge of LMA documentation, syndicated loan processes and closing mechanics.
Experience with DFIs, ECAs, export finance or regional/international banks is highly desirable.
Financial modelling and credit analysis skills.
Strong understanding of credit risk, covenant analysis and portfolio management.
Knowledge of ESG and sustainability-linked financing principles is an advantage.
Understanding of both primary and secondary syndicated loan markets.
Advanced Microsoft Excel, PowerPoint and Word skills; familiarity with AI productivity tools and financial databases.
Fluent written and spoken English and Arabic.
Key Performance Expectations:
Syndicated loan exposure, Net Interest Income and Non-Interest Fee (NIF) fee income and return and profitability.
Approval turnaround time, transaction closing ratio and execution timelines.
Portfolio asset quality and covenant compliance.
Cross-sell and client/prospect relationship development (i.e number of New-To Bank).